DoctorBizz provides professional business consultancy and analysis services delivered digitally in the form of PDF reports, documents, and advisory insights.

Nature of Services
* All services are research-based, customized, and prepared specifically for each client
* Services include strategy, financial analysis, operational optimization, and business development consulting
* Deliverables are digital and non-returnable

No Refund Policy
Due to the nature of digital consultancy services, DoctorBizz follows a strict NO REFUND and NO CANCELLATION policy.

Once payment is completed:
* Orders cannot be cancelled
* Payments are non-refundable
* No partial or full refunds will be issued under any circumstances

This applies to:
* Change of mind after purchase
* Dissatisfaction with insights or recommendations
* Delays caused by incomplete client information
* Failure to read service details before payment

By making a payment, the customer acknowledges and agrees to this policy.